What is needed to process your loan For optimal processing of your loan, consult with Ron to determine which of the following items is required for underwriting. Copies of pay stubs for each applicant, reflecting a minimum of 30 days of income Names/addresses of employers for the past two years W-2s for two years Two years of tax returns (ask Ron if required) A completed and signed Form 4506-T or 4506T-EZ, provided by Ron Bank statements for two months or one quarter…ALL pages Asset accounts (stocks, bonds, retirement) for two months or one quarter…ALL pages Information on debts such as car loans, student loans and credit cards If self-employed, year-to-date profit and loss statement, plus signed tax returns for last two years Proof of pension income, if applicable Social Security and Disability payments, if applicable Dividend earnings, if applicable Bonus payment documentation, if applicable Child support or alimony payments (optional for you to disclose) A copy of your earnest money deposit slip Property purchase agreement Name and contact information for your real estate agent(s)
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